Why we believe that you need to be a medium-term market timer, to do well in all markets. A lesson from history http://puzzlefinancialadvice.com.au/2021/Core/Static_Asset_Allocation_long_term_buy_and_hold_strategies_often_fail_Why_is_that_210202.pdf

Puzzle Financial Advice

www.puzzlefinancialadvice.com

Jeremy Grantham 27/2/2012 "Believe in history. History repeats. All bubbles break. Be patient and focus on the long-term. Wait for the good cards."

Puzzle Financial Advice is NO LONGER providing personal financial advice

Useful COVID links

Australian vaccination rates by state. % of over 16 years vaccinated

https://www.abc.net.au/news/2021-03-02/charting-australias-covid-vaccine-rollout/13197518

Percentage of total population vaccinated by country - how does Australia compare

https://ig.ft.com/coronavirus-vaccine-tracker/?areas=gbr&areas=usa&areas=aus&areas=can&areas=sgp&areas=isr&areas=dnk&cumulative=1&doses=first&populationAdjusted=1

New COVID case rates by country

https://ig.ft.com/coronavirus-chart/?areas=usa&areas=gbr&areas=isr&areas=aus&areas=dnk&areasRegional=usny&areasRegional=usnj&areasRegional=usca&areasRegional=usnd&areasRegional=ussd&areasRegional=usmi&cumulative=0&logScale=0&per100K=1&startDate=2020-09-01&values=cases

Country comparisons for many COVID measures

https://ourworldindata.org/covid-vaccinations